Mood & Period of SME Investment

Mode of Investment


Working capital

Maximum up to 100% of the net required working capital or 75% of the sum total of inventory and receivables whichever is lower. However, at present, IBBL shall make investment upto 80% of net Working Capital.

Capital Investment

Maximum up to 90% of the purchase price.



Nature of Investment

Period of Investment

Term Investment

Mid term: Maximusm 5 (five) years
Long term: Above 5 (five) years

Working Capital/Trade Financing

Maximum 1 (one) year on revolving basis

Other Schemes/Investment Products

As per existing Head Office Circulars.



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