IBBL-VISA Khidmah Card (Priority Platinum)


A Shariah Compliant Card Based on “Ujrah Concept” (fixed fee based concept). Global usage privilege. No risk is associated in buying. Payment of gas, electricity and WASA bill.

Charges

Sl.

Nature of Charges

 

Priority Platinum

1

Credit Limit

Tk. 500,000/-

2

Annual/ Renewal Fee

Tk 3,500/-

3

Monthly Maintenance Fee

(if outstanding balance is over Tk. 100)  

Tk. 2,500/-

4

Late payment fee

Tk. 750/-

6

Excess Limit usage fee

Tk. 750/-

5

Card Replacement Fee

Tk. 800/-

6

Issuance fee

Free

7

ATM/CRM Cash Withdrawal Fee

Tk. 170.00 per transaction

8

SMS Charge

Tk. 200.00 per year

9

Duplicate Statement Fee

Tk. 500

10

Fund Transfer to IBBL A/C /Cellfin/

NPSB/VISA

0.70% of Transaction Amount

 

11

Transfer for Funding through eCom

0.50% of the Transaction amount

12

PIN Replacement Fee

Tk. 100.

Credit Limit

Maximum limit: Tk. 500,000/-.

But actual limit will be sanctioned as per the following:

Type of Individual

Limit (up to)

Salaried Individual

3 times of Gross Salary

Self Employed/Professional

3 times of Gross Income

Business Individual/Other

2 times of Net Income

Individual secured by deposit

100% of security amount

*Income will be verified and determined by Bank official

Card-holder however may be allowed to use up to Tk. 5,000/- exceeding his/her sanctioned limit. Monthly over limit charge will be levied for such usage.

Eligibility

Individual type

Income requirement

 

Length of service/practice

Salaried Person

Monthly Gross Salary

100,000/-

3 Months with current organization.

Self Employed Professional

Monthly Gross Income

100,000/-

1 Year  

Business person / Other

Monthly Net Income

150,000/-

1 year for IBBL investment/ account relationship;

2 Years for Other Bank account relationship

Deposit client

Term/scheme deposit balance

300,000/-

-

 

Age limit:  21 to 65 years for Card Applicant

Minimum 18 years for supplementary users

 

*Person having more than 2 credit cards from other Banks/FIs is not eligible to avail IBBL Khidmah Card.