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A Shariah Compliant Card Based on “Ujrah Concept” (fixed fee based concept). Global usage privilege. No risk is associated in buying. Payment of gas, electricity and WASA bill.
Sl. |
Nature of Charges
|
Priority Platinum |
1 |
Credit Limit |
Tk. 500,000/- |
2 |
Annual/ Renewal Fee |
Tk 3,500/- |
3 |
Monthly Maintenance Fee (if outstanding balance is over Tk. 100) |
Tk. 2,500/- |
4 |
Late payment fee |
Tk. 750/- |
6 |
Excess Limit usage fee |
Tk. 750/- |
5 |
Card Replacement Fee |
Tk. 800/- |
6 |
Issuance fee |
Free |
7 |
ATM/CRM Cash Withdrawal Fee |
Tk. 170.00 per transaction |
8 |
SMS Charge |
Tk. 200.00 per year |
9 |
Duplicate Statement Fee |
Tk. 500 |
10 |
Fund Transfer to IBBL A/C /Cellfin/ NPSB/VISA |
0.70% of Transaction Amount
|
11 |
Transfer for Funding through eCom |
0.50% of the Transaction amount |
12 |
PIN Replacement Fee |
Tk. 100. |
Maximum limit: Tk. 500,000/-.
But actual limit will be sanctioned as per the following:
Type of Individual |
Limit (up to) |
Salaried Individual |
3 times of Gross Salary |
Self Employed/Professional |
3 times of Gross Income |
Business Individual/Other |
2 times of Net Income |
Individual secured by deposit |
100% of security amount |
*Income will be verified and determined by Bank official
Card-holder however may be allowed to use up to Tk. 5,000/- exceeding his/her sanctioned limit. Monthly over limit charge will be levied for such usage.
Individual type |
Income requirement
|
Length of service/practice |
|
Salaried Person |
Monthly Gross Salary |
100,000/- |
3 Months with current organization. |
Self Employed Professional |
Monthly Gross Income |
100,000/- |
1 Year |
Business person / Other |
Monthly Net Income |
150,000/- |
1 year for IBBL investment/ account relationship; 2 Years for Other Bank account relationship |
Deposit client |
Term/scheme deposit balance |
300,000/- |
- |
Age limit: 21 to 65 years for Card Applicant
Minimum 18 years for supplementary users
*Person having more than 2 credit cards from other Banks/FIs is not eligible to avail IBBL Khidmah Card.
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