Small Business Investment Scheme (SBIS)


i. To help the educated unemployed youths of rural and urban areas for self-employment.
ii. To provide investment to small businessmen and entrepreneurs.

Target Group

Jobless young people / small traders / small & cottage industries / service sector with a valid trade license.

Nature of Goods / Items

Dairy, beef fattening, fishery, poultry & duckery,live stock farming, workshop,tailoring,garments sweetmeat, grocery,stationery, electrical and electronics, shoes, cloths, laundry, small restaurant etc.

Mode of Investment

Bai-Muajjal / HPSM (item wise).

Period of Investment

Maximum 1-year in Bai-Muajjal & Maximum 2-years in HPSM.

Rate of Return

15.00% or rate to be determined by the Bank from time to time.

Amount of Investment

For All Metropolitan Cities : Tk.0.50 million
For Districts & Municipalities : Tk.0.30 million
Others : Tk.0.20 million

Bank's Participation

80% of the cost price.


Hypethecation on goods, Personal Guarantee(s) of the client, Immovable properties above Tk.0.10 million, MSS / TDR for equivalent amount.

How to Apply

Application Form shall have to be collected from nearest Branch of Islami Bank Bangladesh Ltd.

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