Micro Industries Investment Scheme (MIIS)


i. To create wider base for industries as well as to encourage establishment of micro-industries in different areas of the country.
ii. To create potential entrepreneurs.
iii. Diversification of Bank investment port-folio.

Target Group

Engineering diploma / Degree holders / Technical persons.

Nature of Goods / Items

Food & agriculture / plastic & rubber/ forestry & furniture / dairy product processing / engineering/ leather / chemicals / textiles / recycling / service electrical accessories / paper product / handicrafts industries / computer technology industries /manufacturing of garments / sewing and other machines for tailoring etc.

Mode of Investment

Bai-Murabaha / HPSM (item wise).

Period of Investment

Maximum 1-year for Bai-Murabaha & Maximum 3-years for HPSM (excluding gestation period).

Rate of Return

14.50% or rate to be determined by the Bank from time to time.

Amount of Investment

For All Metropolitan cities : Up to Tk.1.50 million
For Districts & Municipalities : Up to Tk.1.00 million
Others :Up to Tk.0.50 million
Note: Fixed invst. Should not cross 50% of sanctioned amount.

Bank's Participation

Maximum 80% of cost price.

Age of Clients


Immovable Properties above Tk.0.10 million +Hyp. of Machinery/MSS/TDR +PG/ Invt.Against PG must ensure proper supervision & follow-up to recovery in all respect.

How to Apply

Application Form shall have to be collected from nearest Branch of Islami Bank Bangladesh Ltd.

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