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Fri February 21, 2020
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(An Islamic Microfinance Model)
Home Objectives Saving Plan Target Area Performance of RDS Documentation Center Fund
RDS Contents
Home
Introduction
Objectives
Integrated Development approach
Target Area
Command Area and Baseline Survey
Target Group
Purpose, Period and Ceiling of investment
Rate of Return
Security Requirements
Savings Plan
Centre Fund
Modes of Investment
Sanction and Disbursement
Documentation
Modus Operandi
Supervision, Follow-up and Monitoring
Investment under MEIS
Performance of Rural Development Scheme (RDS)
UPDS
Performance of RDS
Performance of Rural Development Scheme up to 31 December, 2019.

Islami Bank Bangladesh Limited launched its Rural Development Scheme (RDS) in 1995. In the mean time, 295 Branches of the Bank have been operating the activities of the Scheme in their respective areas. These Branches are working among the poor in 24,626 villages of 64 districts of the country. Present number of members is 1,253,512 since beginning the scheme. The members are provided investment facilities an amount of BDT 278,660.02 million against which the outstanding was 32,722.02 million . Rate of recovery of the Scheme is more than 99.36%.

 

 

Fig. in million Taka ($)

Sl.

Areas of performance

No.&Volume/Amnt.

Area Coverage

1

No. of Branches handling the Scheme

295

2

No. of Villages (no. of total village in the country is about 87,000)

24,626

3

No. of Districts (no. of total district in the country is 64)

64

4

No. of Centers

33,059

5

No. of Groups

203,469

6

No. of Members (existing)

1,253,512

7

% of Women members in the Scheme

92%

8

Average no. of members per Centre (expected no. 40)

38

9

No. of Clients (Who availed investment)

687,234

 

Financial Statement (RDS & MEIS)

10

Cumulative disbursement (since inception)

278,660.02

11

Present outstanding

32,722.02

12

Overdue

209.75

13

Percentage of Recovery

99.36%

14

Balance of Members’ Savings (including Centre Fund)

11,852.25

 

Financial Statement (MEIS)

15

Number of clients under MEIS

93,999

16

Cumulative disbursement (since 2005)

86,305.54

17

Present outstanding

13,553.50

 

Manpower Position

18

No. of Field Officers

2,795

19

No. of Project Officers

202

20

No. of Zone Officers

30

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