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Tue August 20, 2019
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(An Islamic Microfinance Model)
Home Objectives Saving Plan Target Area Performance of RDS Documentation Center Fund
RDS Contents
Home
Introduction
Objectives
Integrated Development approach
Target Area
Command Area and Baseline Survey
Target Group
Purpose, Period and Ceiling of investment
Rate of Return
Security Requirements
Savings Plan
Centre Fund
Modes of Investment
Sanction and Disbursement
Documentation
Modus Operandi
Supervision, Follow-up and Monitoring
Investment under MEIS
Performance of Rural Development Scheme (RDS)
UPDS
Performance of RDS
Performance of Rural Development Scheme up to 31 July, 2019.

Islami Bank Bangladesh Limited launched its Rural Development Scheme (RDS) in 1995. In the mean time, 288 Branches of the Bank have been operating the activities of the Scheme in their respective areas. These Branches are working among the poor in 22,528 villages of 64 districts of the country. Present number of members is 1,119,992 since beginning the scheme. The members are provided investment facilities an amount of BDT 258,920.70 million against which the outstanding was 29,320.40 million . Rate of recovery of the Scheme is more than 99.04%.

 

 

Fig. in million Taka ($)

Sl.

Areas of performance

No.&Volume/Amnt.

Area Coverage

1

No. of Branches handling the Scheme

288

2

No. of Villages (no. of total village in the country is about 87,000)

22,528

3

No. of Districts (no. of total district in the country is 64)

64

4

No. of Centers

30,210

5

No. of Groups

186,554

6

No. of Members (existing)

1,119,992

7

% of Women members in the Scheme

92%

8

Average no. of members per Centre (expected no. 40)

37

9

No. of Clients (Who availed investment)

597,685

 

Financial Statement (RDS & MEIS)

10

Cumulative disbursement (since inception)

258,920.70

11

Present outstanding

29,320.40

12

Overdue

282.31

13

Percentage of Recovery

99.04%

14

Balance of Members’ Savings (including Centre Fund)

10,941.39

 

Financial Statement (MEIS)

15

Number of clients under MEIS

90,378

16

Cumulative disbursement (since 2005)

79,930.33

17

Present outstanding

12,997.08

 

Manpower Position

18

No. of Field Officers

2,805

19

No. of Project Officers

208

20

No. of Zone Officers

30

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