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To create wider base for industries as well as to encourage establishment of micro-industries in different areas of the country. To create potential entrepreneurs. Diversification of Bank investment port-folio.
Engineering diploma/Degree holders/Technical persons.
Nature of Goods / Items
Food & Agriculture / Plastic & Rubber / Forestry & Furniture / Dairy Product Processing / Agro Based Engineering / Leather / Chemicals / Paper Product / Textiles / Recycling / Service / Electrical Accessories / Handicraft Industries / Computer Technology Industry / Manufacturing of Garments / Sewing & other machines for tailoring / all sorts of cottage industry etc.
Mode of Investment
Bai-Murabaha / HPSM (Considering the items)
Bai-Murabaha -Maximum 1-year & HPSM 3-years excluding gestation period.
Rate of Return
9.00% or the rate to be determined by the Bank from time to time.
Amount of Investment
Maximum Tk.1.50 million
Investment equity ratio 80:20
Immovable Properties above Tk.0.10 million + Hypothication / Lien of Machineries / Liquid Securities + PG / Inv. Against PG must ensure proper supervision & follow-up to recovery in all respect.
Application Form shall have to be collected from nearest Branch of Islami Bank Bangladesh Limited.