Deposit Products

Islami Bank Bangladesh Limited mobilizes deposits through different types of accounts.

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Deposit Products

Mudaraba Accounts

Al-Wadiah Account Image

Deposit Products

Al-Wadiah Account

Islami Bank operates all accounts except Current Account under the Mudaraba principle (Profit & risk sharing) of Islamic Shari`ah. This principle offers depositors an agreed portion of business profit and assigns risk for any genuine loss. The Bank distributes a minimum 65% of its investment income among all Mudaraba accounts as per weightage. Hereby the rate of profit paid is variable. The Bank pays profit on provisional basis twice a year. After annual calculation of Final Profit, the paid amount is adjusted.


Mudaraba Savings Account (MSA)

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Islami Bank operates savings accounts under the Mudaraba principle of Islamic Shariah. This principl

Mudaraba Special Savings (Pension) Account (MSSA)

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Mudaraba Special Savings (Pension) Account of 5-year or 10-year term may be opened for monthly depos

Mudaraba Term Deposit Account (MTDR)

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Mudaraba Term Deposit Receipt (MTDR) is a profit bearing account which offers returns by depositing

Mudaraba Monthly Profit Deposit Account (MMPDA)

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Any individual may open this Account by depositing money a minimum amount of Taka 100,000/- and mult

Mudaraba Muhor Savings Account (MMSA)

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As per Islamic Shariah, it is Fard for a husband to pay Muhorana to his wife. The Bank introduces th

Mudaraba Hajj Savings Account (MHSA)

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Any Muslim intending to perform Hajj by bulding-up deposit in Hajj Saving Account required for meeti

Mudaraba Special Notice Account (MSNA)

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Mudaraba Special Notice Deposit (MSND) is a profit bearing Mudaraba deposit suitable for frequent bu

Mudaraba Payroll Account

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Mudaraba Payroll Account is an one-stop solution for the multinational, corporate and medium size o

Mudaraba Savings Bond (MSB)

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Persons aged 18 years and above shall be eligible to purchase Mudaraba Savings Bond in single name o

Mudaraba NRB Savings Bond (MNSB)

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The Non-Resident Bangladeshi (NRB) aged 18 years and above who have been serving abroad and his fami

Mudaraba Foreign Currency Deposit Account (MFCD)

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This Account may be opened by depositing minimum US $1,000/- at designated Branches of the Bank. Ban

Students Mudaraba Savings Account (SMSA)

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Student Mudaraba Savings Account (SMSA) offers minimum-cost banking services to graduation level stu

Mudaraba Farmers Savings Account (MFSA)

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Islami Bank is a national pioneer in Farmer's Account. It aims at offering low cost financial se

Mudaraba Bibaho Savings

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IBBL launched “Mudaraba Bibaho Savings Account (MBSA)” for the people who are planning t

Mudaraba Waqf Cash Deposit Account (MWCDA)

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Mudaraba Cash Waqf provides a unique opportunity for making investment in dierent religious, educat

Mudaraba Education Savings Scheme

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In Bangladesh, dreams of many students for higher education don’t come true due to lack of pro

Mudaraba Expatriate Housing Deposit Scheme (MEHDS)

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Housing is one of the basic needs. Like other citizens, the expatriates desire for comfortable accom

Mudaraba Priority Savings Account

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With Mudaraba Priority Savings A/c (MPSA), organizations can deposit their fund for profit (what

Mudaraba Industrial Employees Savings Account (MIESA)

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Mudaraba Industry Employees Saving Account (MIESA) offers safe & secured cash maintenance for

Mudaraba School Students Savings Account

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Mudaraba School Students Savings Account (MSSSA) is designed for minors aged below 18 years. It