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To extend the investment facility to the Share Cropper, Small & Marginal farmers & underdeveloped caste of the society; To achieve self sufficiency in the food; To motivate the farmers to produce the most popular & high yielding variety; To extend the investment facility to the multipurpose sector & sub sector of Agriculture; To assist the farmers to use the modern technology in the Agriculture.
Target Group
i. Permanent resident of the concerned area;
ii. Share Cropper;
iii. Small & Marginal Farmers;
iv. The person directly engaged in Agriculture/ Income generating activities who is not defaulter client and have experience about the concerned sector.
Nature of Goods / Items
Three core sectors, which are Crops, Fisheries & Livestock.
Mode of Investment
Bai Murabaha, Bai Muazzal, Mudaraba, Musharaka, Bai Salam,
HPSM
6 months to 5 years
Rate of Return
12.50% for Crop Cultivation
13.00% for others.
Amount of Investment
0.50 lac to 10.00 lac
Bank's Participation
Depends on sector and investment nature
Up to Tk. 1.00 lac (Personal Guarantee/ crop hypothecation) Collateral is required above Tk. 1.00 lac
Application form shall have to be collected from the nearest Branch of Islami Bank Bangladesh Limited.
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